Zalda Ltd

initial disclosure document

1. The Financial Conduct Authority (FCA)

The FCA is the independent watchdog that regulates financial services.  Use this information to decide if our services are right for you.

2. Whose products do we offer?

We can only offer products from a limited number of lenders for vehicle finance.  Ask us for a list of lenders from whom we can offer finance.

3. Which service will we provide you with?

You will not receive advice or a recommendation from us for vehicle finance.  We may ask some questions to narrow down the selection of products that we will provide details on.  You will then need to make your own choice about how to proceed.  We have attached the advantages and disadvantages of the product types available to you.  Eg. Personal Finance would be PCH (Personal Contract Hire) or PCP (Personal Contract Purchase)

We are not an IFA (Independent Financial Adviser).  We may receive a remuneration from a lender we introduce you to.

4. What will you have to pay us for our services?

For regulated customers (private individuals, sole traders and partnerships with less than 4 partners), the following fees will be payable to Zalda Limited: £250 + vat

For non-regulated customers (limited companies and partnerships with 4 or more partners), the following fees will be payable to Zalda Limited:

£300 Inc. VAT for Personal Contract Purchase and Personal Contract Hire, £250 + VAT for Lease Purchase and Contract Hire and £250 + VAT for Finance Lease. Any Purchase style agreements will have option to purchase fees as stated on the quotes.

In addition to the fees charged by Zalda Limited, the lender may also charge their own fees.  These include but are not limited to: documentation fees, option to purchase fees, excess mileage charges or administration fees.

5. Who regulates us?

Zalda Limited, Astrolabe, Cheddar Business Park, Wedmore Road, Cheddar, Somerset, BS27 3RL is authorised and regulated by the Financial Conduct Authority.  Our Financial Services Register Number is.664522  Our permitted business is credit broking and we act as an intermediary to a panel of lenders.

We are a broker member of the (BVRLA) British Vehicle Rental and Leasing Association, our membership number is 1984

We are registered with the Information Commissioners Office for the purposes of Data Protection, our registration number is Z979957X

You can check this on the Financial Services Register by visiting the FCA’s website at www.fca.org.uk or by contacting the FCA on 0800 111 6768.

6. What to do if you have a complaint.

If you wish to register a complaint, please contact us refer to our Complaints Procedure Page or using the details provided again below:

Write to:
Zalda Limited, Astrolabe, Cheddar Business Park, Wedmore Road, Cheddar, Somerset, BS27 3EB

Telephone: 01934 744220

E-mail: enquiries@zalda.co.uk

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service or the BVRLA.

BVRLA Registration Number - 1984.

Zalda Limited are a credit broker and not a lender, we are authorised and regulated by the Financial Conduct Authority. Registered No : FRN 664522